Pennsif’s Progress – Selling Up and Moving On (it’s not quite what you think)
The next couple of years are going to see major changes for my wife and I and our family.
I will turn 60, my business will have been going for over 25 years, and all three of our children will be passing through university and on their way to the big wide world.
We will be left be with 17 acres of homestead, 11,000 trees of all shapes and sizes, half a dozen chickens and one naughty little dog.
I love our land and I love our trees. And I have for the longest time assumed this would be my final resting place.
But what we have is a liability. It is difficult to get away when you have animals and land. And there is always something to fix.
And with the health of both of us deteriorating the physical endeavours of managing the homestead will become ever more challenging.
So we are beginning to consider alternatives.
I would love to keep this homestead for ever. But the realities are becoming different.
The costs of running the place, with local property tax, insurance, oil, electricity, maintenance etc etc are fast approaching $1000 a month. It is unlikely any of our children will want to live here. And the limitations it places on us are growing.
For the past 20+ years my focus has been on family, business and house. Holidays and travel have been very, very sparse.
Which has been sad. In my younger years I was a keen traveller spending many months hopping around the world.
But there is still much of it to see. Now time and health are running out.
Maybe it will soon be time to weigh anchor, don a pair of wings and fly.
I would like to think we could have our cake and eat it, but the likelihood is that we would have to sell the homestead to fund the travels and free up future financial liabilities from inheritance tax or asset seizure to pay care bills.
Maybe we sell, divide off a suitable chunk to put in to trust for our children and then stuff our pockets with the leftovers and take to the road, or the seas.
My daydreams are currently mulling over two story lines.
In one we buy an RV, sell most of our possessions, give away the rest and hit the road to nowhere and everywhere.
I have never driven an RV but if I can still manage it I would love to have a go. Maybe it could become a tour of all the steemians in Britain (and maybe even Europe). That could be fun and a half.
On the other side of my daydream record we take to the seas and just go cruising.
I really, really want to try a cruise. The prospect of living in a posh ship, with all meals provided and no washing up, and visiting new places every day or so really grabs me big time.
And I read a story recently about an elderly woman who lives on the sea, just hopping from one cruise to the next. By looking for deals and being a regular cruise goer she found it cheaper than living than living on dry land.
The financial equation does look tempting. If you find the best deals on long term cruises (3 months+) the daily cost for a couple would down around the $100 mark – and that includes all meals and utilities. And not a scrap of housework to do.
Tempting, tempting, tempting.
Oh I wonder. If steem went up a few notches on the money stick could we earn that $100 a day from steem?
Supercalifragilisticexpialidocious. Might this be a Mary Poppins moment? Could the steem cruising dream be real…